Terms of Use

Last updated: [INSERT DATE]

1. Not an insurance carrier or agent

Budget Friendly Quotes is a lead generation and matching service, not an insurance carrier, agent, or broker. We do not sell insurance, do not provide insurance advice or quotes ourselves, and do not guarantee that any Insurance Provider will contact you, offer you a quote, or offer any particular rate or coverage. No insurance application, policy, or agency relationship is formed by using this site or submitting the form.

2. How the service works

Information you submit is transmitted to a third-party insurance-lead network, which may in turn transmit it to one or more independent Insurance Providers who determine, in their own discretion, whether to contact you. Budget Friendly Quotes does not select which specific carrier or agent will contact you and is not responsible for the conduct, pricing, coverage, or service of any Insurance Provider you're connected with.

3. Eligibility

You must be at least 18 years old and submitting information about your own auto insurance needs (or needs you are authorized to submit on behalf of, such as a family member) to use this site.

4. Accuracy of information

You agree to provide accurate, current information about yourself, your driving history, and your vehicle. Providing false or fraudulent information may result in your submission being rejected and may violate other applicable laws or affect any insurance coverage or pricing you're offered.

5. Consent to be contacted

By submitting the form and checking the consent box, you agree to be contacted as described in that consent language and in our Privacy Policy, which is incorporated into these Terms by reference.

6. No guarantee of outcome

We make no representation or warranty about the rate, coverage, or terms any Insurance Provider may offer, the qualifications or licensure status of any Insurance Provider, or whether you will be matched with an Insurance Provider at all.

7. Limitation of liability

[INSERT your standard limitation-of-liability / disclaimer-of-warranties language, reviewed by counsel for enforceability in your operating states.]

8. Governing law and disputes

[INSERT governing law, venue, and — if desired — arbitration clause, reviewed by counsel.]

9. Changes to these Terms

We may update these Terms from time to time. Continued use of the site after changes are posted constitutes acceptance of the revised Terms.

10. Contact us

[INSERT company legal name, mailing address, and contact email/phone.]